High Yield Dollar Protocol (HYDT)

Stablecoin with Automated Peg & High-Yield Returns

High Yield Dollar Protocol (HYDT) is a BSC-based stablecoin ecosystem offering automated price-pegging, high-yield deposit features, and fully decentralized mint/redeem mechanics. Built to maintain a 1:1 peg with the US dollar while offering APYs up to 30%, HYDT addresses volatility, liquidity risk, and bank-run scenarios through smart, automated financial architecture.

With two tokens — HYDT (stablecoin) and HYGT (governance token) — the protocol is designed for DeFi users seeking both stability and passive yield within a secure, non-custodial environment.

Core Modules

Automated Mint & Redeem Engine

Stability without user-side complexity.

  • Mint/Redeem actions triggered by Gelato automation
  • Mint activates above $1.02; Redeem activates below $0.98
  • Dynamic formulas ensure elastic supply control
  • Dynamic formulas ensure elastic supply control Users can only trade HYDT on DEXs — no manual minting/redeeming

Earn Program (HYDT Savings)

High APY, fixed-term deposits for passive income.

  • Lock HYDT for 90, 180, or 365 days
  • APYs up to 30% on 12-month deposits
  • Governance rewards (HYGT) paid alongside HYDT returns
  • Principal is locked until maturity to avoid bank-run behavior
  • Principal is locked until maturity to avoid bank-run behavior 1.5% platform fee on deposit, routed to treasury

Farm Pools (Liquidity Mining)

Yield farming through LP staking on PancakeSwap.

  • Stake HYDT LP pairs (HYDT/BNB, HYDT/BUSD, HYDT/HYGT)
  • Stake HYDT LP pairs (HYDT/BNB, HYDT/BUSD, HYDT/HYGT) Earn HYGT as a governance reward
  • Flexible unstaking users can withdraw LP at any time
  • Flexible unstaking users can withdraw LP at any time Allocation and reward per block defined per pair

Initial Mint Protocol

Jumpstart supply through capped early-stage minting.

  • Users can mint up to 700K HYDT/day using BNB
  • Mint rate fixed at 1 HYDT = $1 BNB value
  • Feature disabled after 90 days or once reserve hits $30M
  • Feature disabled after 90 days or once reserve hits $30M Automated daily reset at 00:00 UTC

Real-Time Reserve System

BNB-backed reserve to secure peg at all times.

  • Mint increases reserve by selling HYDT for BNB
  • Redeem burns HYDT and buys it back using reserve BNB
  • Reserve logic ensures price stability within $0.98–$1.02 band
  • Full reserve transparency via live dashboard

Governance Token (HYGT)

Protocol participation, rewards, and future governance.

  • Earned through both Earn and Farm features
  • 1B total supply (Team: 20%, Farm/Earn: 20%, Treasury: 60%)
  • Governance module enables future community proposals and voting
  • Token distribution follows long-term vesting and linear release

Built With

React.js

Node.js

Twilio 2FA, email/password login

MongoDB

Smart contracts for escrow

Sumsub